Sunshine Coast Credit Union - BC - Discover your investing Adventure

Investing options that match your goals & Personality

Whether you are looking for a safe investment journey, or prefer to be a bit more adventurous, everyone has a different approach to saving for the future. That’s why Sunshine Coast Credit Union offers investment products and services to help get you where you’re going!

Which investing product best fits your personality and goals?

JUST GETTING STARTED

HUMANOMICS YOUTH ACCOUNT

Savings account for 11-12 year olds that rewards them for healthy financial practices.

ALONG for the journey

Coast Accumulator

A locked term deposit that lets you keep contributing more until it matures.

READY TO DIVE IN

COAST ESCALATOR

A multi-year annually redeemable term deposit with a rate that increases each year.

QUICK GROWTH

Elevate HISA

A High Interest Savings Account that provides both a great rate and full access to your funds.

Smooth sailing

Retirement Savings Plan

Registered terms from 18 months – 5 years that help save for retirement and lower taxes.

THE ADVENTUROUS INVESTOR

SunCU Wealth Management

Investment guidance for those interested in higher-risk-higher-reward investing.

Which investing product best fits your personality and goals?

JUST GETTING STARTED

HUMANOMICS YOUTH ACCOUNT

Savings account for 11-12 year olds that rewards them for healthy financial practices.

ALONG for the journey

Coast Accumulator

A locked term deposit that lets you keep contributing more until it matures.

READY TO DIVE IN

COAST ESCALATOR

A multi-year annually redeemable term deposit with a rate that increases each year.

QUICK GROWTH

Elevate HISA

A High Interest Savings Account that provides both a great rate and full access to your funds.

Smooth sailing

Retirement Savings Plan

Registered terms from 18 months – 5 years that help save for retirement and lower taxes.

THE ADVENTUROUS INVESTOR

SunCU Wealth Management

Investment guidance for those interested in higher-risk-higher-reward investing.

Hitting the Trail

Humanomics Youth Savings Account

For kids wanting to get a solid jump start on their investing adventure.

Want to give the 11-12 year olds in your life an exciting start to their financial journey? For a limited time, open a Humanomics Youth Savings Account and help them earn up to $125 for free.

Kayaking

Coast Accumulator Term Deposit

For an easy journey with consistent paddling all along the way.

Current Promotion:

5-Year Non-Redeemable Coast Accumulator

 Minimum starting deposit of $1,000 – 4.50%

Want a reliable investment with the ability to keep adding more money until it matures? Try the Coast Accumulator term deposit.

Scuba Diving

Coast ESCALATOR Term Deposit

For those who want to dive into investing with options to redeem funds each year.

Current Promotion:

3-Year Redeemable Escalator Term Deposit

Year 1 – 3.95%  |  Year 2 – 4.00%  |  Year 3 – 5.70%*

For new funds of $15,000 or more, the third-year escalator rate increases to 6.00%.

Want a solid investment growth with the flexibility to redeem your money after each year? Try the Coast Escalator term deposit. Each year, the rate increases, too!

Mountain Biking

Elevate High Interest Savings Account

For anytime access to funds — for all the little bumps along the way.

Current Promotion:

Elevate HISA

Balance greater than $5,000 – 1.50%

Want a great interest rate for your savings while still retaining full access for when you really need it? The Elevate High Interest Savings Account might be just your speed.

Sailing

Registered Retirement Savings Plans

For smooth sailing with a specific destination in mind.

Current RATES:

1-5 Year Non-Redeemable Term Deposit

Rates from 4.50%4.60% depending on term. Minimum deposit of $500 or more in new funds required.

Want to save money on your annual taxes while contributing directly to your retirement fund? Invest in our non-redeemable, high-interest RRSP term deposits.

Rock Climbing

Wealth Management

For adventurers with a higher risk appetite who still want some guidance.

Have the desire to allocate your funds to higher-risk-higher-reward investments? Wealth Management can give you the guidance and support you need to go higher.

Hitting the Trail

Humanomics Youth Savings Account

For kids wanting to get a solid jump start on their investing adventure.

Want to give the 11-12 year olds in your life an exciting start to their financial journey? For a limited time, open a Humanomics Youth Savings Account and help them earn up to $125 for free.

Kayaking

Coast Accumulator Term Deposit

For an easy journey with consistent paddling all along the way.

Current Promotion:

5-Year Non-Redeemable Coast Accumulator

 Minimum starting deposit of $1,000 – 4.50%

Want a reliable investment with the ability to keep adding more money until it matures? Try the Coast Accumulator term deposit.

Scuba Diving

Coast ESCALATOR Term Deposit

For those who want to dive into investing with options to resurface each year.

Current Promotion:

3-Year Redeemable Escalator Term Deposit

Year 1 – 3.95%  |  Year 2 – 4.00%  |  Year 3 – 5.70%*

For new funds of $15,000 or more, the third-year escalator rate increases to 6.00%.

Want a solid investment growth with the flexibility to redeem your money after each year? Try the Coast Escalator term deposit. Each year, the rate increases, too!

Mountain Biking

Elevate High Interest Savings Account

For anytime access to funds — for all the little bumps along the way.

Current Promotion:

Elevate HISA

Balance greater than $5,000 – 1.50%

Want a great interest rate for your savings while still retaining full access for when you really need it? The Elevate High Interest Savings Account might be just your speed.

Sailing

Registered Retirement Savings Plans

For smooth sailing with a specific destination in mind.

Current RATES:

1-5 Year Non-Redeemable Term Deposit

Rates from 4.50%4.60% depending on term. Minimum deposit of $500 or more in new funds required.

Want to save money on your annual taxes while contributing directly to your retirement fund? Invest in our non-redeemable, high-interest RRSP term deposits.

Rock Climbing

Wealth Management

For adventurers with a higher risk appetite who still want some guidance.

Have the desire to allocate your funds to higher-risk-higher-reward investments? SunCu Financial Inc. can give you the guidance and support you need to go higher.

We make getting started easy!

We’ve made investing in your future easier than ever before. Contact us 

LIVE CHAT

M-F  7:30am – 6:30pm
SAT  7:30am – 5:00pm

Book

Book an appointment with your preferred advisor in the branch or wherever is easiest for you!

Call

604-740-2662

M-F  7:30am – 6:30pm
SAT  7:30am – 5:00pm

Email

[email protected]

M-F  7:30am – 6:30pm
SAT  7:30am – 5:00pm

Just want great rates? Discover these specials:

18-Month Escalator Term Deposit

First 6 Months

3.50%

Second 6 Months

3.85%

Third 6 Months

5.55%

For new funds, third 6-month period increases to 5.85%*

TERMS & CONDITIONS

  • Limited time offer.
  • Short terms and 1-year terms pay interest at maturity date. Two to five-year terms pay interest annually on the anniversary date. Nonredeemable terms are not redeemable. Early redemption to be approved as an exception at no interest.
  • Products, features and rates are subject to change without notice. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.
  • 3-Year Escalator – For the 3rd year promotional rate of 6.00%, a minimum deposit of $15,000 is required and deposits must be new funds to SCCU. 
  • 18-Month Term Deposit – For the 3rd 6-month promotional rate of 5.85%, a minimum deposit of $15,000 is required and deposits must be new funds to SCCU.