Rates can change. Secure yours today.
Don’t wait. Lock in your 3.50%* rate.
Get 3.50%* on a 2-year non-redeemable term deposit. Need more flexibility? Get 3.00%†* on a 1-year redeemable term deposit instead.
Or visit any of our three Sunshine Coast branches.
*Read terms and conditions
Grow your savings, safely and securely.
Term deposits bring financial security by locking in your principal investment, guaranteeing a return. This makes a term deposit an excellent option for anyone looking to grow their savings safely, securely, and predictably.
Whether you’re renewing your term deposit or transferring funds from another institution, we have great rates available to help your money work harder.
FEATURED RATE
3.50%*
Two-year term deposit
- Stable growth with low risk and a great rate
- $500 minimum investment
- Interest paid at maturity
- It’s easy to get started: online, in branch, or by calling 604.740.2662
Looking for more flexibility?
Our one-year term deposit gives you a great rate, with the option to redeem your funds without penalty after 30 days.
- Redeem after 30 days without penalty on payable interest
- $500 minimum investment
- Eligible on new deposits only†
- It’s easy to get started: online, in branch, or by calling 604.740.2662
FEATURED RATE
3.00%†
One-year term deposit
Why could a Sunshine Coast term deposit be right for you?
- You're looking for a short to medium-term growth (30 days to 7 years)
- You want a low-risk investment where you're guaranteed to get your initial investment back
- You want to start with at least $500
- You're looking to build your portfolio, either in a registered plan like TFSA, FHSA, RRIF or RRSP, or a non-registered account
It's easy to get started.
Whether you’re a longtime member or joining us for the first time, getting your term deposit set up takes just minutes.
Sunshine Coast Financial, Coast Capital, and Prospera are part of the Coast Capital Savings Federal Credit Union family of brands.
†This offer is made by Coast Capital Savings Federal Credit Union (CCSFCU) operating under the brands Coast Capital, Prospera, and Sunshine Coast Financial. Offers subject to change or termination at any time, without notice. Interest rate available on a Guaranteed Investment Certificate (GIC) opened with net new funds deposited with CCSFCU (i.e., funds deposited form outside CCSFCU using T2033 transfer, e-Transfer, cheque deposit, EFT, cash deposit, etc.) on or after 17 August 2026. For clarity, funds withdrawn within 90 days after 17 August 2026 and re-deposited with CCSFCU, or transferred from an existing CCSFCU deposit account, Worldsource Financial Management Ltd. account, or Aviso Financial Inc. account to another CCSFCU account are not considered new funds. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Redeemable at any time after 30 days with no penalty. Minimum redemption amount of $500 while maintaining the minimum investment amount. Eligible for non-registered, Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), and Registered Retirement Income Fund (RRIF). Rate holds are not eligible for the promotional offers. Offer must be completed with a branch or advice centre staff; offer is not available through digital banking.
*Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for non-registered, Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF) and First Homes Savings Account (FHSA). Rate holds are not eligible for the promotional offers.